Banknote Fractional-reserve banking predates the existence of governmental monetary authorities and originated many centuries ago in bankers' realization that generally not all depositors demand payment at the same time. These notes gained acceptance as a medium of exchange for commercial transactions and thus became an early form of circulating paper money. This generated income for the goldsmiths but left them with more notes on issue than reserves with which to pay them. A process was started that altered the role of the goldsmiths from passive guardians of bullioncharging fees for safe storage, to interest-paying and interest-earning banks.
Electronic Banking and Bank Performance in Nigeria. The relationship between electronic banking and financial performance among commercial banks in Kenya.
Journal of Finance and Investment Analysis, 1 3 The theory of planned behavior. Organizational behavior and human decision processes, 50 2 Innovation and performance of European banks adopting Internet.
Determinants of bank profitability in the South Eastern European region. A Delphi study of the drivers and inhibitors of Internet banking.
International Journal of Bank Marketing, 20 6 Central Bank of Kenya Bank Supervision Annual Report. Dynamics of banking technology adoption: An application to Internet banking.
An empirical investigation of the determinants of user acceptance of internet banking. Journal of organizational computing and electronic commerce, 13 2 Consumer adoption of e-service: Integrating technology readiness with the theory of planned behavior.
African Journal of Business Management, 4 16 Journal of African Macroeconomic Review 2 1. Extending the theory of planned behavior: A review and avenues for further research. Journal of applied social psychology, 28, Models for performance benchmarking: Omega, 32 4 Advanced mixed methods research designs.
Handbook of mixed methods in social and behavioral research, Profitability determinants of the Macedonian banking sector in changing environment. Procedia-Social and Behavioral Sciences, 44, Perceived usefulness, perceived ease of use, and user acceptance of information technology.
How the Internet affects output and performance at community banks.
Financial stability and the design of monetary policy. Adoption and effectiveness of electronic banking in Kenya. Electronic Commerce Research and Applications, 9 4 The determinants of technology diffusion: Evidence from the UK financial sector. The Manchester School, 70 2 Determinants of Islamic banking profitability.
The development of e-banking in a EU candidate country: Determinants of commercial banks performance: International Research Journal of Finance and Economics, 81, The relationship between interest rates and financial performance of commercial banks in Kenya Doctoral dissertation, University of Nairobi.
Managerial Finance, 32 2 Expert Systems with Applications, 36 5 Determinants of internet banking adoption by banks in India.
Internet Research, 17 32 WHAT DETERMINES THE PROFITABILITY OF BANKS? EVIDENCE FROM SPAIN* Abstract This paper analyzes empiricallythe factors that determine the profitability of. The Impact of Internet Banking on Bank Performance and Risk: The Indian Experience Impact of m-Banking on Profitability of Scheduled Commercial Banks in India of internet banking on bank.
effects of electronic banking on profitability of commercial banks in Kenya. These data were collected from the Central Bank of Kenya and Commercial banks. Regression analysis was done for the period to determine the effects of electronic banking on profitability of commercial banks in Kenya.
Hi: Internet banking increases profitability of commercial banks. SIGNIFICANCE OF THE STUDY The study will aid commercial banks in Nigeria to understand banking in a .
banks thus leading to profitability. In addition, industry analysis outlining the potential impact of Internet banking on cost savings and risk profile of the banks have also generated considerable interest and speculation about the impact of the Internet on the banking industry.
(Berger, (Karjaluoto, Mattila and Pento, , Simpson, ). By A.L.M. Abdul Gafoor (This is actually Chapter 4 of the book, Interest-free Commercial Banking, by the author, ) (Reproduced here for the benefit of those students and others, especially in developing countries, who find it difficult to obtain the book and who make frequent inquiries of the author if he could send them more information about Islamic Banking.).